Have a PEO?

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    What is the Process to Get a PEO Quote and to Make Sure We Pick the Right One?

    The truth is it can be really time consuming and confusing even if you already have a PEO and know what you want.  Gathering the proper information is not the time-consuming part – that should take about 20 minutes at the most and it is generally the same information you are used to gathering to shop Medical Insurance. The time-consuming part is listening to all the salespeople all sound the same and all asking you the same questions and all telling you how terrific their PEO is, and in may cases filling out different forms with the same information for them.  Then part two – they all ask for more information with mostly the same questions and sometimes different forms and questions. That is really annoying.  They get you quotes that are kind of hard to compare because the services all sound the same, but how they are actually delivered is incredibly different and for you to really find out this you then need to do a deep dive into each type of service (and of course the medical plans never match up) and then demos. In the end the truth is you still will not know everything you need to know. And if you get past all that you need to read their confusing contracts that all have incredible language in their favor that you can and must change and add to. It goes on and on, and that ignores negotiation for price and modules and guarantees.  WOW.   

    Or you can use one professional third party to do most of this, tell you the truth and get you better prices while still allowing you to do your job and letting them do all the hard work.  These are called PEO Brokers – just like you use your insurance brokers – they don’t charge a fee, they work for you, not the PEOs, have wholesale discount prices and they make sure you don’t pick the wrong PEO, if you should even have a PEO at all. One of the most important things is which PEO broker you pick – see other FAQs (hint: only select a PEO who is only a PEO broker, not an insurance agent, and only one that has staff and clout – most are either a small team or a single PEO salesperson.