PEOs for Dummies

First of all, I never like that title, but we’ve somehow all accepted that saying something is “for dummies” means that this blog or book will make it simple to understand what’s important. That is what this blog will do.

PEOs for Dummies Continued…

If PEOs make things easy, why are there so many ways you can make a wrong decision in picking one? Let’s take a step back and look at your current process. For each product, vendor, service, or module you have

PEOs for Dummies Continued…

PEOs have evolved to make life easier, better, and cheaper and to eliminate waste-of-time processes for important parts of a business. AND, all the stuff you read about how great they are and how much money

How much does a PEO really cost?

Here’s the short answer – The price of a PEO is based on a combination of things within a bundled price. Sounds like a vague answer but it’s not. Here’s why: The total cost of the PEO is combination of the cost of the Administration, (Payroll, HR, Compliance, Time and Attendance etc..), Worker’s Compensation, Medical, […]

What PEO’s Don’t Do?

Some don’t do a lot – What most PEOs don’t recruit–they are not staffing operations or leasing companies. Some will do actual employee relations, disciplinary action, etc. But most do not.Most will do training, but it is primarily discrimination, and sexual harassment.Many also will have online training classes on everything from Excel to OSHA to […]


Some don’t do a lot – The average PEO salesperson makes $150,000 -$200,000 or more, and their annual quota is about 300 to 400 new employees a year. Not 300 new companies. (average employer size is 30 to 35 employees per company). So, you can do the math how much the PEO must add on […]


Scooping is something you would never even think to ask? You most likely charge employees a portion of their benefit costs and hopefully are using a Section 125 Plan (one you have filed and one you submit 5500’s for (that is another story)). Under the 125 plan, those contributions are deductible by the employee for […]


(although we are often the largest wholesaler for many of the good ones – an the truth is there aren’t that many of them and it may surprise you who is and who isn’t) Therefore like other brokers you have we shop and get you best prices and tell you the truth about these PEOs […]

Question: I shopped PEO’s before and they didn’t work – so what’s different now?

Well, that depends on a few things such as when you shopped them last, among a variety of other factors: SBE479 Legislation CHANGED EVERYTHING:  Several years ago, the Federal Government passed an act which made the total industry far more professional (which is ironic of course, considering that the P in P.E.O. stands for Professional) […]

Court finds HR Directors and CFO acting as trustees and benefit decision makers can be held personally liable under E.R.I.S.A fiduciary duties

While ERISA fiduciaries have often been challenged for allowing an ERISA retirement plan to pay excessive fees and expenses (such as in the context of a 401(k) plan), such claims have rarely been raised against ERISA fiduciaries of a group health plan. However, the Department of Labor (“DOL”) recently sued a group health plan raising […]

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